Business support for fintech and financial services startups
In financial services trust is the product. We help fintech founders prepare for partner banks, regulators and investors, keep their records and access in order, and build a clear commercial path.
Who this is for
For founders of payments, lending, open banking, wealth, insurance and regtech businesses, and for established firms launching a digital product. You may be waiting on permissions, courting a sponsor bank, or answering a diligence list longer than your roadmap, with a very small team and little spare time.
Where fintech founders feel the squeeze
Authorisation that shapes everything
Regulatory permissions affect what you can launch, who you can hire and when revenue starts. Timelines slip, and cash planning must absorb the delay honestly.
Partner banks asking for evidence
Sponsor banks and payment partners run deep due diligence. Policies, controls and records have to exist and match what the pitch said, not merely be promised.
Security answers that must be exact
Enterprise buyers request audit style evidence. Overstating a certification is worse than having none, and vague claims are quickly caught by experienced reviewers.
Customers who simply do not trust yet
A new name asking people to move money or share data faces a high bar. Message, proof and plain explanation carry as much weight as the features.
Earning trust before it is asked for
Scope &
Strategy
We pressure test your story as a partner, regulator or investor would, list the evidence they will request, and plan the order of work around permissions, so commercial effort is not wasted ahead of them.
About Scope & StrategySystems &
Solutions
We build the organised records financial services work depends on: policy and control evidence, customer data kept separate, decision logs, and reporting that can be produced on request rather than assembled in a panic.
About Systems & SolutionsSecurity &
Support
We keep access, backups and supplier checks disciplined, follow the Cyber Essentials controls and UK GDPR in our own work, and help you answer questionnaires with accuracy, never claiming certificates you do not hold.
About Security & SupportQuestions people ask
Do I need FCA authorisation for my fintech startup?
It depends on the activity. Many financial services need authorisation or registration, and some firms operate under another firm's permissions. This is a regulatory question for a specialist or the FCA itself. We help with the commercial planning around the answer.
How do fintech startups get a banking or payments partner?
Usually through a long due diligence process covering your business model, controls, people and data handling. Preparing evidence early shortens the delay. Partners differ widely in what they want, so talk to several and keep your records ready. Keep every answer you give them in one file.
What security certificates do fintech buyers ask for?
Common requests include Cyber Essentials, ISO 27001 and SOC 2, though it varies by buyer. Do not claim one you lack. Often a clear, honest description of your controls and a roadmap is accepted, particularly from an early stage firm.
How can NYAS help a fintech start up, and where do we begin?
We begin with a call about your product, stage and the questions you are struggling to answer. From there we can look at commercial plan, records and security evidence. We will tell you plainly if something needs a regulatory specialist instead.
Talk to us about fintech and financial services.
You tell us what is going on. We tell you honestly whether we can help, and if we cannot, we will say so.